The Fama-French Three-Factor Model, devised by esteemed economists Eugene Fama and Kenneth French in 1992, revolutionized the understanding of asset pricing and portfolio management. This model extends beyond the traditional Capital Asset Pricing Model (CAPM) by incorporating additional factors that better capture the intricacies of stock returns. Let’s delve into a comprehensive breakdown of this […]
Investment Portfolio Structure Read More »
Investing is a complex and often daunting endeavor. It involves uncertainty, and decisions can have a overwhelming impact on your financial future. In a world where emotions can run high, it is necessary to rely on facts and not feelings when making investment choices. By adopting a scientific approach grounded in academic research, economists’ insights,
A Sound Approach to Protecting Your Financial Future Read More »
Annuities can be confusing for the investor and there are lots of different types available and the features and crediting rates within the annuities change constantly. There is always lots of talk about annuities within the space of financial planning and lots of disagreement on how and when an annuity is worth it. In this